Free tool 02
Commission Calculator
The gross premium is not your income. This calculator runs the real chain: bond amount, the filed rate, your split, the build-up fund holdback, and costs, down to what you keep now. The defaults are common benchmarks, not your numbers; replace them with your state's filed rate and your actual agreement terms. Nothing you enter leaves your browser.
the amount the court set; also your full exposure until exoneration
set by or filed with your state, commonly around 10 percent; use your state's real filed rate
per your agent agreement or agency deal; splits vary widely, especially for new agents writing under an agency
the slice of your share the surety holds against forfeitures, per your agreement; yours eventually, not now
jail trips, filing, card fees, payment-plan risk you absorb
Charging off your state's filed rate, up or down, is a violation in licensing states. The rate field exists so you can enter your state's real filed rate, not to invent one.
This bond, your inputs
- Gross premium
- $1,000
- Surety / agency cut
- -$500
- Build-up fund holdback
- -$50
- Direct costs
- -$50
You keep now
$400
Plus $50 building in the BUF, returned per your agreement's terms.
Exposure reminder
Until this bond is exonerated, $10,000 is a liability on your book. The keep-now figure is only profit if the defendant appears.
The full money mechanics
The kit's surety guide and premium worksheet explain every line here, including the questions to ask before signing an agent agreement.
See the Agent Kit →